Buying a Home

Buying a home is exciting, but jumping into the process without preparation can create unnecessary stress and surprises along the way. The most successful buyers usually do a little work before they start touring homes. By preparing your finances, understanding your options, and connecting with the right professionals early, you can make the home buying process smoother and more enjoyable. Here are a few...

In all my years in the mortgage industry, and there are a lot of them, I don’t recall a single loan application I submitted to underwriting that didn’t come back with approval ‘conditions.’ What exactly does the term mean? Essentially, it means the loan may be approved based upon certain conditions. All loans have them, perhaps a few skate through but those are extremely rare. But there are two...